经济学院金融系于明哲副教授与西安交通大学合作者在International Review of Financial Analysis期刊发表的论文Does FinTech development facilitate firms' innovation? Evidence from China于2024年11月入选经济与商学领域ESI热点论文。热点论文（Hot Papers）是在过去两年内发表，并且过去两个月期间，受到引用的次数是对应学术领域中最优秀的0.1％之列。International Review of Financial Analysis为ABS3期刊，北京工商大学认定的A1期刊。

作者简介：

于明哲，北京工商大学经济学院副教授、硕士生导师。主要研究方向为金融科技创新、财政金融政策、数字消费。主持国家自然科学基金项目、北京市“十四五”教育科学规划项目等。在《经济研究》《管理世界》《管理科学学报》《中国软科学》《经济学动态》《国际金融研究》《系统工程理论与实践》、 International Review of Financial Analysis 、 Finance Research Letters 、 Research in International Business and Finance 等国内外学术期刊发表论文多篇，出版著作2部。研究成果获国务院领导批示、被中国证监会科技监管局应用示范。

论文摘要：This study examines the impact of financial technology (FinTech) development on firms' innovation. Using Chinese listed firms' panel data from 2011 to 2021 and the FinTech indicators we constructed, we find that FinTech development significantly facilitates firms' innovation by alleviating their information asymmetry and financing constraints. This finding continues to hold after a series of robustness tests and endogeneity discussions. Moreover, we find that the effect of FinTech development on innovation is more pronounced for non-stateowned firms, firms in the central region, and high-tech firms. These results offer important policy implications as they demonstrate the crucial role of FinTech in the high-quality development of the real economy.

原文链接：https://doi.org/10.1016/j.irfa.2023.102805